Car insurance is compulsory in the Netherlands for all vehicles that drive on public roads. There are three types of car insurance: WA insurance, limited hull insurance and comprehensive insurance.
The WA insurance is the minimum insurance required to comply with the legal obligation. This insurance covers the damage you cause to others with your car. Damage to your own car is not reimbursed.
In addition to WA coverage, the limited hull insurance also covers damage to your own car due to fire, theft, storm, hail and window breakage.
In addition to the WA coverage, the all-risk insurance also covers damage to your own car due to other causes, such as a collision, a collision or vandalism.
The premium of car insurance depends on a number of factors, such as the age of the driver, the type of car and the number of claim-free years. It is wise to compare different insurers before you take out car insurance.
